Payments
Explore DEUNA payment products and features, then choose the guides for acceptance, orchestration, risk, lifecycle operations, installments, and recurring payments.
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Start with your goal#
Accept a paymentChoose how DEUNA fits into your customer experience and which interface your team owns.Widget · API · Link · PluginsChoose connectionsCompare the public capabilities of payment processors, methods, wallets, and anti-fraud providers.Countries · Methods · OperationsControl processingDefine default processing and the conditions that determine an eligible connection.Routing · Rules · FallbacksImplement payment statesHandle customer action, processing, authorization, capture, denial, expiration, and final outcomes.Cards · APMs · Next actionsCollect recurring revenueChoose who owns the billing schedule and implement repeat collections safely.Plans · Retries · Merchant billingOperate paymentsFind transactions in the Admin, inspect their history, and continue to reports and operational tools.Search · Review · Reconcile
Understand the payment platform#
DEUNA provides one payment layer across 600+ payment connections, customer experiences, routing and risk controls, and post-payment operations. The capability you configure at each layer determines the next guide you need.
Payments + fraudRisk-aware decisions before processing.
Checkout$36.00Payment methods
Card •••• 3232
Wallet
Pay
Risk check
High riskDeclined
Medium risk3DS challenge
Low riskApproved
01 · experience
Collect payment information
Use a DEUNA checkout experience or your own interface with the Direct API.
02 · decision
Authenticate and route
Apply supported authentication, fraud decisions, routing rules, and connection eligibility.
03 · processing
Run the payment
The selected connection processes the card or alternative payment method and returns its result.
04 · operations
Act on the final state
Confirm the status before fulfillment, then capture, void, refund, retry, report, or reconcile as required.
The payment status—not the browser redirect or a single provider response—is the lifecycle source of truth. Use webhooks and an explicit status lookup when a result can change asynchronously.
Accept and store payment methods#
Provider capabilitiesCheck availability by country and the supported payment methods and operations for each connection.Payment featuresOpen the complete feature reference for cards, alternative payment methods, credentials, and transaction controls.Card tokenizationStore supported card credentials for authenticated customers, one-click payments, and eligible recurring use cases.Consent flowsCapture and reuse customer consent for supported wallet integrations.
Browse acceptance and credential features
- Address normalization standardizes supported address input before it reaches payment and fraud connections.
- Card type detection identifies supported card characteristics for the checkout experience.
- Currency conversion explains the supported conversion experience and its payment implications.
- Card tokenization covers stored credentials, customer association, and CVV behavior by connection.
- Consent flows covers supported wallet authorization and reuse.
Orchestrate, authenticate, and protect#
Payment strategiesConfigure default processing, conditional rules, alternative-payment-method routing, traffic distribution, and supported retries.Anti-fraud enginesConnect a supported fraud provider and understand the decision that enters the payment flow.3D SecureAdd issuer authentication and handle the customer action without treating authentication as payment success.Dynamic authenticationCoordinate supported verification and authentication decisions within the payment journey.
Browse routing, authentication, and risk controls
- Default processing, specific rules, and conditional rules define the routing foundation.
- APM routing, currency validation, and routing by percentage cover specialized selection behavior.
- Configure 3DS and implement the 3DS purchase flow cover connection setup and customer action.
- Address Verification Service management and manual review cover additional supported decision points.
- Recommendation engine documents the public rule-management contract for eligible integrations.
Handle payment workflows and lifecycle operations#
Start with the shared payment workflow and status reference, then use the method-specific workflow and the operation you need.
Card workflowFollow purchase, authorization, 3DS, review, capture, void, and refund states.APM workflowFollow redirects, QR codes, vouchers, bank transfers, provider confirmation, cancellation, and expiration.Fraud workflowInterpret the fraud decision separately from the payment outcome.
Browse capture, void, and refund controls
- Multiple Partial Captures (MPC) splits an authorized amount across supported captures within the documented limits.
- Automatic void on authorizations releases eligible uncaptured authorizations after the configured period.
- Multiple Partial Refunds (MPR) applies more than one eligible refund against a captured payment.
- Asynchronous refunds require reconciliation after the initial refund request is accepted.
- Concurrent capture and refund explains supported operation ordering and safety boundaries.
Offer installments and recurring payments#
InstallmentsUnderstand campaigns, present eligible options, and send the exact selected option and installment count.Interest-free installments (MSI)Implement merchant-subsidized installment options where supported.Installments with interest (MCI)Implement customer-financed installment options where supported.Subscriptions and recurring paymentsCompare DEUNA-managed plans, merchant-owned billing, and recurring batch collection.
For a business-model view of repeat collections, continue to Recurring Commerce.
Apply a commerce pattern#
Order data, fulfillment timing, capture strategy, and refunds vary by business model. Choose the closest pattern before adapting the payment lifecycle.
RetailProducts, shipping, fulfillment, capture, and returns.MarketplacesSellers, commissions, split payments, and fulfillment ownership.AirlinesPassengers, itineraries, tickets, ancillaries, and delayed fulfillment.BankingFinancial-service payment journeys and account boundaries.CinemaShowtimes, seats, tickets, concessions, and time-sensitive inventory.Quick-service restaurantsMenus, modifiers, pickup, delivery, and rapid fulfillment.
Compare all commerce patterns when more than one model applies.
Build and operate#
Choose an integrationCompare Payment Widget, Direct API, Payment Link, Vault, and commerce plugins.Payments APICreate a payment from a merchant backend and continue through the generated endpoint catalog.WebhooksReceive asynchronous status changes and reconcile them safely.Payments AdminSearch transactions, inspect details, and continue to reports, disputes, and reconciliation.
Before production, confirm the selected provider capabilities, implement every reachable payment status, and validate the complete flow in the sandbox environment.