Getting started

Athia requires two fundamental types of data to function as your cognitive payment intelligence platform: historical data to build a foundation and continuous data to provide real-time intelligence.

Think of it like a doctor examining a patient: they need both your medical history AND your current vital signs to make accurate diagnoses and recommendations.

Progressive approach

Athia's tiered data model allows you to start fast and expand capabilities as you integrate more data. Each tier unlocks a new level of insight and optimization, ensuring you get value at every stage of your journey.

Tier 1: Foundational (Minimum to Start)

The essential data needed to establish baselines and gain core visibility into your payment performance.

Capabilities Unlocked:

  • Basic acceptance insights
  • Decline analysis
  • Anomaly detection
  • Baseline cost analysis.

Required Data Entities:

  • PAYMENT
  • ORDER
  • USER (Privacy-first)
  • STORE

Tier 2: Enhanced Analytics

Enrich your data with item-level and cost details to unlock powerful optimization and segmentation capabilities.

Capabilities Unlocked:

  • Advanced segmentation
  • Intelligent routing recommendations
  • Fraud pattern analysis
  • Fee optimization.

Additional Entities:

  • ORDER_ITEM
  • FRAUD_SIGNALS
  • COSTS

Tier 3: Advanced Optimization

Integrate behavioral, campaign, and dispute data to enable predictive modeling and automated, real-time decisioning.

Capabilities Unlocked:

  • ML-driven routing
  • Predictive models
  • Automated strategies
  • Real-time optimization.

Additional Entities:

  • CATALOG
  • PROMOTIONS
  • COMMERCIAL_CALENDAR
  • CHARGEBACKS
  • USER_EVENTS
  • RETRY_LOGIC