Deuna (Banco Pichincha)
Accept payments from the Banco Pichincha-backed Deuna digital wallet in Ecuador through DEUNA.
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Getting Started with Deuna (Banco Pichincha)#
Deuna (Banco Pichincha) is a digital wallet payment method available in Ecuador. The customer pays in the Deuna app, while DEUNA orchestrates the payment.
How It Works#
Deuna (Banco Pichincha) allows customers to complete purchases by opening the Deuna app on their mobile device and confirming payment using one of two methods:
Payment Methods
Numeric Code Mode
- Customer receives a 6-digit numeric code
- Code must be entered in the Deuna app within 3 minutes
- Customer confirms payment in the app
- DEUNA processes the final provider state asynchronously
QR Code Mode
- Customer receives a dynamic QR code
- Code can be scanned with the Deuna app or clicked to open directly
- Valid for 15 minutes
- DEUNA processes the final provider state asynchronously
Both modes use DEUNA's asynchronous payment-status processing with bounded status retrieval for reconciliation.
Requirements#
To successfully integrate Deuna (Banco Pichincha), ensure you have:
Technical Requirements
- DEUNA SDK integrated in your project
- Order token generation capability via DEUNA API
- Payment Widget implementation (or direct API integration)
Configuration Requirements
- Deuna (Banco Pichincha) enabled in your DEUNA Admin Panel
- Payment mode selected (Numeric Code or QR Code)
- Merchant credentials and API keys configured
Merchant Requirements
- Active DEUNA merchant account
- Ecuador merchant location
- USD currency enabled
Customer Requirements
- Deuna app installed on mobile device
- Active Deuna app account
- Located in Ecuador
Supported Regions & Currencies#
| Aspect | Details |
|---|---|
| Available Regions | Ecuador only |
| Supported Currency | USD only |
| Refund Policy | Same-day, full amount only |
| User Base | Deuna app users in Ecuador |
Payment Flow Overview#
1. Customer initiates checkout
↓
2. Selects "Pay with Deuna (Banco Pichincha)"
↓
3. DEUNA generates the payment request (code or QR)
↓
4. Customer opens Deuna app & confirms payment
↓
5. DEUNA processes the provider status update
↓
6. Order marked as paid, customer redirectedIntegration Steps#
Step 1: Enable Deuna (Banco Pichincha) in Admin
- Access your DEUNA Admin Panel
- Navigate to Connections > Payment Methods
- Enable Deuna (Banco Pichincha)
- Select preferred payment mode (Numeric Code or QR Code)
- Save configuration
See Deuna (Banco Pichincha) Configuration for detailed setup instructions.
Step 2: Create an Order
- Use the DEUNA API to create an order
- Receive
order_tokenin response - This token is required for all payment widget initializations
See Order Creation API Reference for details.
Step 3: Initialize Payment Widget
- Integrate DEUNA SDK in your frontend
- Initialize Payment Widget with order token
- Configure
deuna_walletprocessor
See Deuna (Banco Pichincha) via Payment Widget for implementation details.
Step 4: Handle Payment Confirmation
- Retrieve the original order from your backend
- Update the merchant order from the final DEUNA payment state
- Redirect customer to success/error page
See Deuna (Banco Pichincha) via Payment Widget - Callbacks for callback details.
Key Features#
- ✅ Fast Checkout - Minimal friction with familiar Deuna app
- ✅ Two Payment Modes - Choose numeric code (3 min) or QR (15 min)
- ✅ Asynchronous Confirmation - Provider status updates processed by DEUNA
- ✅ Secure - Deuna app handles all sensitive data
- ✅ Mobile-First - Optimized for mobile payment experience
- ✅ Fallback Support - Polling ensures no missed confirmations
Environments#
| Environment | URL |
|---|---|
| Sandbox | https://api.sandbox.deuna.io |
| Production | https://api.deuna.io |
What's Next?#
- Ready to implement? → See Deuna (Banco Pichincha) via Payment Widget
- Need to configure payment modes? → See Deuna (Banco Pichincha) Configuration
Support#
For integration questions or issues:
- Check Common Issues
- Review API Reference
- Contact DEUNA support team
Last Updated: March 2026 Status: Production Ready